Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
JIF 2019: How insurance can help build resilient communities

This blog post by I.I.I. CEO Sean Kevelighan summarizes the discussion at the I.I.I. Joint Industry Forum Town Hall session on resilience. The insurance industry is not only well-positioned to help rebuild, but it can also help lessen the impacts of natural catastrophes even before they happen. Mitch Landrieu, former lieutenant governor of Louisiana and two-term mayor of New Orleans, led the discussion.

New and Trending

Auto Insurance Driving in winter? Be prepared and stay safe

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

article

Insight + Analysis

Florida's assignment of benefits crisis

The state’s legal environment has encouraged vendors and their attorneys to solicit unwarranted AOBs from tens of thousands of Floridians, conduct unnecessary or unnecessarily expensive work, then file tens of thousands of lawsuits against insurance companies that deny or dispute the claims. This mini-industry has cost consumers billions of dollars as they are forced to pay higher premiums to cover needless repairs and excessive legal fees. Download the full report here.

white paper

I.I.I. Glossary

WAIVER- The surrender of a right or privilege. In life insurance, a provision that sets certain conditions, such as disablement, which allow coverage to remain in force without payment of premiums.

CATASTROPHE DEDUCTIBLE- A percentage or dollar amount that a homeowner must pay before the insurance policy kicks in when a major natural disaster occurs. These large deductibles limit an insurer’s potential losses in such cases, allowing it to insure more property. A property insurer may not be able to buy reinsurance to protect its own bottom line unless it keeps its potential maximum losses under a certain level.

See Full Glossary

Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY – Insurance Information Institute (I.I.I.) to host its 37th Annual Property/Casualty Joint Industry Forum on Thursday, Jan. 17, in New York City

For immediate release Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org NEW YORK, Jan. Read More

Léonard Named VP & Senior Economist At The Insurance Information Institute

For immediate release Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org   NEW YORK, December 18, 2018—Dr. Read More

See More News Releases

Events Calendar

WCRI Annual Issues and Research Conference
February
28
2019
Renaissance Phoenix Downtown - Phoenix, AZ Website
See More Events