Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Catastrophes Facts + Statistics: Wildfires

Wildfires continue to burn through areas of Southern California, destroying hundreds of homes and other structures and forcing thousands of people to evacuate their homes, adding to the problems the state has faced from one of the worst fire seasons in its history.


New and Trending

Other Insurance Topics Getting ready for holiday travel season

Before leaving on vacation, make sure you have adequate insurance. Vacations can sometimes cost thousands of dollars, so it is important to have the proper insurance protection in case something goes awry or you need to cancel the trip due to illness or other unforeseen events.


Insight + Analysis

Insurance Industry 2017 Atlantic Hurricane season: One for the record books

The season, which ended November 30, has been extraordinary by any standard, with a total of 17 named storms, including 10 hurricanes—six of which were classified as major storms, However, what really distinguished the 2017 Atlantic hurricane season was the month of September, which broke the Atlantic calendar month record for named storm days, hurricane days, major hurricane days and Accumulated Cyclone Energy metrics. 


I.I.I. Glossary

HOUSE YEAR- Equal to 365 days of insured coverage for a single dwelling. It is the standard measurement for homeowners insurance.

BUSINESS INCOME AND EXTRA EXPENSE INSURANCE (also known as BUSINESS INTERRUPTION INSURANCE)- Commercial coverage that reimburses a business owner for lost profits and continuing fixed expenses during the time that a business must stay closed while the premises are being restored because of physical damage from a covered peril, such as a fire. It also may cover financial losses that may occur if civil authorities limit access to an area after a disaster and their actions prevent customers from reaching the business premises. Depending on the policy, civil authorities coverage may start after a waiting period and last for two or more weeks.

See Full Glossary
Insurance Information Institute shared a photo
9 hours ago

Learn what to do before, during, and after a #wildfire: https://bit.ly/2AftUXO #WildfireSafety via Ready

Today, 12/11 at 2 (ET), leading experts from U.S. Small Business Administration, CNA​, Verisk - insurance solutions and The Institutes​ explain why small/midsize businesses needs #cyberinsurance protection just as much as a #Fortune500 corporation. To register, visit

On Monday, 12/11 at 2 (ET), leading experts explain why small/midsize businesses needs #cyberinsurance protection just as much as a #Fortune500 corporation. To register, visit:

Resources to help households affected by #SoCalFires: https://bit.ly/2nH6KrS #CAfires #CAWildfires #SkirballFire #GettyFire #LilacFire #CreekFire #ThomasFire #RyeFire #MeyersFire #RiverdaleFire #OakFire #OjaiFire #WilsonFire #RedCross

2017 was a record-setting year for natural catastrophes. Are we witnessing the “new normal?” Join Research Scientist Phil Klotzbach of Colorado State University, Bill Churney of Air WorldWide and Alex Kaplan of Swiss Re Group discuss the latest #natcat and modeling trends at #PCForum2018. Sign up now: https://bit.ly/2j2LEm0

Half of US #smallbusinesses are victims of #cyberattack. Monday, 12/11 at 2:00 (ET), join leading experts from CNA​, Verisk - insurance solutions​, The Institutes ​ and U.S. Small Business Administration for a free Webinar: Protecting Small Business Against #cyberfail. Learn more at:

Catastrophes can strike with little notice. This proven five-step #evacuation plan can help you plan to get your family out of harm's way. https://bit.ly/2j1oVHb #disasterprep

On Monday, 12/11 at 2 (ET), leading experts from U.S. Small Business Administration, CNA, Verisk - insurance solutions, and The Institutes explain why small/midsize businesses needs #cyberinsurance protection just as much as a #Fortune500 corporation. To register, visit:

I.I.I. experts are available to assist reporters covering #CA #wildfires with information and about disaster recovery and home/business #insurance coverage for wildfire losses: #Skirballfire #wildfire #BelAirFire #VenturaFire #ReadySetGo #CreekFire #WildFireSafety

Thought Leadership

I.I.I. News Wire

As California Governor Declares State of Emergency, I.I.I. Experts Are Available to Discuss Insurance Implications of Wildfires


2017 Atlantic Hurricane Season Was the Busiest Since 2005

NEW YORK, November 30, 2017 — The 2017 Atlantic hurricane season was the first time three Category 4 hurricanes—Harvey, Irma and Maria—made landfall in the United States and its territories in one year, according to the Insurance Information Institute (I.I.I.). Read More

See More News Releases

Events Calendar

Joint Industry Forum 2018: Leading Through Disruption
As the first event of the insurance year, the Insurance Information Institute’s annual Joint Industry Forum brings together business and thought leaders from commercial and personal lines insurance companies, industry trade associations, top brokers and service companies and regulatory agencies. The Forum serves as a summit for the key figures who are driving innovation and value creation in their respective organizations, offering access to invaluable information for industry leaders. (Marriott Marquis; New York, NY) Event website 
Millennials in Insurance
4%. Just 4%. That’s the number of millennials who are interested in a career in insurance (according to a recent survey from Hartford). The evidence is clear. Insurance is facing a millennial recruitment crisis. How can industry leaders attract, engage and retain millennials as champions in insurance? How can they demonstrate the potential of a long-term career in insurance? How can they make sure that essential skills and knowledge aren’t lost in a cross-generational talent gap? You can get all the answers at Millennials In Insurance, a landmark conference taking place in New York City on February 8. The clock is ticking on the millennial recruitment crisis. Together we can make sure time doesn’t run out. Event website 
See More Events