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FAIR releases interactive business interruption insurance explainer

Explore information about what business interruption insurance covers, how surplus helps pay for covered perils such as hurricanes and wildfires, how insurers have stepped up to help policyholders during the COVID-19 crisis, and the need for a federal solution to financially support businesses impacted by the pandemic.

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Disasters + Preparedness Wildfires: insurance and recovery resources

To assist in the recovery process after a wildfire, the Triple-I has compiled useful information around post-disaster safety, insurance coverage questions, and detailed guidance on how to file a claim. In addition, resources specific to those in California and Colorado affected by wildfires are also included. Wildfire protection for businesses | 3 key steps to simplify filing claims

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Insight + Analysis

2020 Consumer Poll: US motorists get insurance relief; homeowners lack understanding on coverage

The 2020 poll, conducted during pandemic lockdowns, found that many auto insurers offered consumers a wide variety of benefits to consumers — premium credits, partial refunds, forgiveness of late payment and more. Homeowners have made strides in disaster prep, but lack understanding on coverage.

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I.I.I. Glossary

COBRA- Short for Consolidated Omnibus Budget Reconciliation Act. A federal law under which group health plans sponsored by employers with 20 or more employees must offer continuation of coverage to employees who leave their jobs and their dependents. The employee must pay the entire premium. Coverage can be extended up to 18 months. Surviving dependents can receive longer coverage.

RETROSPECTIVE RATING- A method of permitting the final premium for a risk to be adjusted, subject to an agreed-upon maximum and minimum limit based on actual loss experience. It is available to large commercial insurance buyers.

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Thought Leadership

I.I.I. News Wire

Triple-I Offers Businesses Seven Ways to Guard Against Data Breaches

For immediate release New York Press Office: (917) 923-8245; media@iii.org   NEW YORK, Oct. Read More

Insurance Innovators to Take Center Stage at Virtual Showcase on Oct. 22

For immediate release New York Press Office: (917) 923-8245; media@iii.org   NEW YORK, Oct. Read More

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Events Calendar

PRMA Summit
October
29
2020
Virtual edition: Website
Wildland-Urban Interface Conference
November
04
2020
Emerging issues and innovative opportunities in wildland fire management. Virtual: Website
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