Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Insurance Industry 2018 - Commentary on year-end financial results

For the U.S. property/casualty (P/C) insurance industry, 2018 was a year of unusual experience. Results were good in comparison with 2017—but 2017 was a horrible year. Premiums, investment income and profits rose, buoyed by a surprisingly strong U.S. economy, but interest rates sagged, and fears of a looming recession grew.

article
I.I.I. Chief Actuary: Auto insurance rating factors explained
Florida has passed AOB reform – but will it be enough?
white paper
Homeowners + Renters Insurance Understanding the insurance claims payment process
article
The Age of Extreme Weather
presentation

New and Trending

Other Insurance Topics Boat insurance and safety

Boats afford recreation and adventure to their owners, but they come with risks, as well. Don’t let an accident or disaster sink you—understand how to insure your prized vessel, and make sure that your coverage is shipshape.

article
Learn how to insure your children's college tuition
Disasters + Preparedness Tornado facts and safety
article
Auto Insurance Safety tips for teen drivers
article
Homeowners Spotlight on: Flood insurance
article

Insight + Analysis

P/C quarterly economic snapshot: Are we headed toward a slowdown?

This report focuses on the key economic indicators pertinent to the property/casualty (P/C) insurance industry, and takes a deep dive in the following areas: the HO exposure base; catastrophe claims by season; commercial property premiums; and P/C industry operating ratio. The presentation also includes a special section on vehicle travel prediction. 

presentation
A rocky road so far: Recreational marijuana and impaired driving
white paper
I.I.I. expert predicts 2019 hurricane season slightly below-average
2019 Insurance Fact Book available
It’s safe to work in (not on) marijuana

I.I.I. Glossary

SURRENDER CHARGE- A charge for withdrawals from an annuity contract before a designated surrender charge period, usually from five to seven years.

RATE- The cost of a unit of insurance, usually per $1,000. Rates are based on historical loss experience for similar risks and may be regulated by state insurance offices.

See Full Glossary
Most Popular Most Shared

Thought Leadership

I.I.I. News Wire

I.I.I. Economist to Lead Silicon Valley Working Group on Extreme Weather

For immediate release New York Press Office: 212-346-5500; media@iii.org  NEW YORK, May 21, 2019— Dr. Michel Léonard, CBE, vice president and senior economist with the Insurance Information Institute (I.I.I.) was today appointed by the Silicon Valley Insurance Accelerator (SVIA) to lead it… Read More

I.I.I.: Know Your Boat’s Insurance Coverage from Stem to Stern

For immediate release New York Press Office: 212-346-5500; media@iii.org  NEW YORK, May 16, 2019—With National Safe Boating Week (May 18-24) days away, the Insurance Information Institute (I.I.I.) reminds boat owners to secure the right type and amount of coverage for their recreational vessel.… Read More

See More News Releases

Events Calendar

I.I.I. 2019 June Board Meeting
June
11
2019
Location: Washington, D.C. Please email valerieg@iii.org for more information.
IICF Women in Insurance Conference
June
12
2019
Since its inception in 2013, the IICF Women in Insurance Global Conference has drawn more than 6,000 men and women. This year’s theme, Gender Equity in a Changing World – What You Do Matters!, will deliver three days of leading global experts and engaging panel discussions, along with interactive workshops and stellar networking opportunities. Location: New York, NY; Website
See More Events