Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Publications Surviving severe cold weather

Standard homeowners policies will cover most of the kinds of damage that result from a freeze: for example, if house pipes freeze and burst or if ice forms in gutters and causes water to back up under roof shingles and seep into the house. In general, you would also be covered if the weight of snow or ice damages your house.

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New and Trending

Auto Insurance Driving in winter? Be prepared and stay safe

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

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Insight + Analysis

Florida's assignment of benefits crisis

The state’s legal environment has encouraged vendors and their attorneys to solicit unwarranted AOBs from tens of thousands of Floridians, conduct unnecessary or unnecessarily expensive work, then file tens of thousands of lawsuits against insurance companies that deny or dispute the claims. This mini-industry has cost consumers billions of dollars as they are forced to pay higher premiums to cover needless repairs and excessive legal fees. Download the full report here.

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I.I.I. Glossary

CHARTERED LIFE UNDERWRITER / CLU- A professional designation by The American College for those who pass business examinations on insurance, investments and taxation, and have life insurance planning experience.

BURGLARY AND THEFT INSURANCE- Insurance for the loss of property due to burglary, robbery or larceny. It is provided in a standard homeowners policy and in a business multiple peril policy.

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Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY – Insurance Information Institute (I.I.I.) to host its 37th Annual Property/Casualty Joint Industry Forum on Thursday, Jan. 17, in New York City

For immediate release Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org NEW YORK, Jan. Read More

Léonard Named VP & Senior Economist At The Insurance Information Institute

For immediate release Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org   NEW YORK, December 18, 2018—Dr. Read More

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Events Calendar

WCRI Annual Issues and Research Conference
February
28
2019
Renaissance Phoenix Downtown - Phoenix, AZ Website
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