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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Insurance Industry 2017 - Commentary on year-end financial results

Real GDP grew by 2.3 percent in 2017 vs. 1.5 percent in 2016—but, because of an unusually costly catastrophe year, the property/casualty insurance industry’s $36.1 billion profit for 2017 was 15.8 percent lower than the $42.9 billion profit for the full year 2016.

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Homeowners + Renters Insurance How to file a homeowners claim
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Hawaii’s Big Island volcanic eruption–what you need to know
Business Insurance Product liability, recall and contamination insurance
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Insurance Industry Inflation Watch - April 2018
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New and Trending

Business Insurance Do I need business interruption insurance?

Business interruption insurance can be as vital to your survival as a business as fire insurance. Too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises so that they were temporarily unusable. 

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Disasters + Preparedness Frequently asked questions about FEMA disaster assistance
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Auto Insurance How much auto coverage do I need?
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Disasters + Preparedness Hurricane season insurance guide
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Disasters + Preparedness Disaster planning for older adults
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Insight + Analysis

Insurance Industry Employment Trends: March 2018

In March 2018, there were 2.3 million more people employed than a year earlier (+1.6 percent)—an unusually strong increase this late in the business cycle. In the insurance industry, on a year-over-year basis, employment in most major segments was up to varying degrees.

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I.I.I. Economic Snapshot: First Quarter 2018
2018 Atlantic hurricane forecast
2018 Insurance Fact Book PDF now available
The Marine Insurance Market
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I.I.I. Glossary

ACCIDENT AND HEALTH INSURANCE- Coverage for accidental injury, accidental death, and related health expenses. Benefits will pay for preventative services, medical expenses and catastrophic care, with limits.

PRIVATE PLACEMENT- Securities that are not registered with the Securities and Exchange Commission and are sold directly to investors.

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A reminder that we’re LIVE tonight at 4:00 (PT) in San Francisco with Deloitte and Lloyd's to give you an advanced look at the research on rethinking insurance products for the #sharingeconomy.
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Motor vehicle #crashes are the most common #agribusiness #insurance #claim, according to insurer Nationwide: via Insurance Journal

Top 10 Agribusiness Insurance Claims

Motor vehicle accidents are the most common agribusiness insurance claim, according to insurer Nationwide. The Ohio-based insurer, the nation's largest insurer of farms, said that over the last three years, the top 10 claim types have accounted for more than 50,000 claims by its agribusiness custome...
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For the second week in a row, the The New York Times has published an article that made our most popular list! Check out some of the other articles from Insurance Business America. For more information on "The Daily" send us a message to connect.
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Lemonade, an #AI-powered #insurance company, has launched what it calls the world’s first open-sourced #insurance #policy: via Insurance Business America

Lemonade launches an open source insurance policy that anyone can edit

The policy isn't copyrighted, and will expand to cover more lines in the future
Insurance Information Institute shared a link
2 days ago

#Business interruption #insurance can be as vital to your survival as a business as #fire insurance: #businessinterruption #interruptioninsurance #policy

Do I need business interruption insurance? | III

Business interruption insurance can be as vital to your survival as a business as fire insurance. Most people would never consider opening a business without buying insurance to cover damage due to fire and windstorms. But too many small business owners fail to think about how they would manage if a...
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#Tropical #cyclones usually weaken after they make landfall, but under certain conditions they may intensify or maintain their strength. This is called “the brown ocean effect.” For more information, check the link in the comments. #IIIBlog NASA - National Aeronautics and Space Administration

The brown ocean effect – a trend to keep an eye on | Improving public understanding of insurance

Hurricanes The brown ocean effect – a trend to keep an eye on May 3, 2018 Maria Sassian Leave a comment Tropical cyclones usually weaken after they make landfall, but under certain conditions they may intensify or maintain their strength. This is called “the brown ocean effect,” a phenomenon w...
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This week, the most popular articles from "The Daily" covered a little bit of everything: #insurance, lighthearted conversation topics and some shocking stats on #distracteddriving! For more information on "The Daily," send us a message and someone from out team will reach out. Check the link in the comments for more information. The New York Times Insurance Business America
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Last year, nonfarm #payroll #wages and #salaries reached a peak at $8.49 trillion, which was $2.26 trillion above the 2009 trough. For more information on P/C industry financials, click the link in the comments: A.M. Best Company Verisk National Bureau of Economic Research
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What's the future of #insurance products for the #sharingeconomy? Join us May 21 in San Francisco for an advance look at groundbreaking Deloitte and Lloyd's report on this vital topic. For more details and to register:
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In 2017, #netpremiums rose more than in any other year in the prior decade. For more information on P/C #insurance industry financials, check the link in the comments: A.M. Best Company Verisk National Bureau of Economic Research

Thought Leadership

I.I.I. News Wire

Register for the Property/Casualty Industry’s 2017 Financial Results Webinar

FOR IMMEDIATE RELEASE I.I.I. New York Press Office: (212) 346-5500; media@iii.org  NEW YORK, May 10, 2018 —The Insurance Information Institute (I.I.I.), Verisk Analytics (ISO), and the Property Casualty Insurers Association of America (PCI) … Read More

MEDIA ADVISORY: I.I.I. Can Provide Information On Insurance Issues Raised By This Week’s Wildfires In Colorado, Kansas, Oklahoma, And Texas

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org Kim Kirchner, Coburn Communciation: (212)-536-9837; Kim.Kirchner@coburnww.com   New York, April 20, 2018—Thousands of residents and firefighters in four U.S. Read More

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Events Calendar

I.I.I. June Communications Committee Meeting
June
13
2018
For additional information, please contact Katrina Cheung at katrinac@iii.org.
I.I.I. June Board Meeting
June
14
2018
For additional information, please contact Valerie Germain at valerieg@iii.org. 
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