Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Insurance Industry Inflation watch - October 2017

According to the latest data from the Bureau of Labor Statistics, both current and expected near-term general inflation continue to be low by historical standards, but there are pockets of rising inflation. The CPI-U rose by 2.0 percent in October 2017 vs. October 2016, before seasonal adjustment. Core inflation rose 1.8 percent for the 12 months ending October 2017. 

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New and Trending

Auto Background on: Drunk driving

All states and the District of Columbia defined impairment as driving with a BAC (blood alcohol concentration) at or above 0.08 percent.  In March 2017 the governor of Utah signed a bill, effective December 30, 2018, that lowered the limit defining impaired driving for most drivers to 0.05 percent BAC, the lowest in the nation.

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Insight + Analysis

Insurance Industry Employment Trends: 1990-2017 (September 2017)

According to the U.S. Labor Department’s Bureau of Labor Statistics, for the 12 months ending September 2017, P/C carrier employment rose by 15,500 (+2.8 percent) to 572,800. Click here for updated multi-decade trend data in chart form.

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I.I.I. Glossary

CELL PHONE INSURANCE- Separate insurance provided to cover cellphones for damage or theft. Policies are often sold with the cellphones themselves.

ORDINARY LIFE INSURANCE- A life insurance policy that remains in force for the policyholder’s lifetime.

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“How can I protect my small/midsize business from #cyberfail?” The latest I.I.I. white paper on #cyberinsurance has the answers. https://bit.ly/2Al1BHr #SMB

Here are 3 key steps you can take to simplify the #insurance claims process for #wildfire damage: https://bit.ly/2ms7tfS

Drive it like it's Ho-Ho-Hot? National Insurance Crime Bureau releases its annual Holiday Vehicle Theft report. The surprising results (and more) are here. https://bit.ly/2zHQyv6

Did you know that 86% of small and midsize #businesses lack #cyberthreat coverage? Learn how insurers are fighting to close the gap in the latest I.I.I. white paper, “Protecting Against #Cyberfail: Small Business and Cyber Insurance.” https://bit.ly/2Al1BHr

Small Business Saturday is 11/25. If you've got a small or midsize business, then you need a disaster recovery plan. Not sure how (or where) to begin? Here's a simple guide to help make your business more #resilient to bounce back faster. https://bit.ly/2zAuB12 #SMB

U.S. states turn to #cyberinsurance in response to growing threat of #cyberattack. Learn more: https://bit.ly/2zyvl6J #CyberAware Pew Research Center

Small and midsize businesses are as (or even more) vulnerable to #cyberthreats. Cyber insurance policies typically cover costs arising from either a #cyberattack or a data breach, such as responding to lawsuits, repairing damaged infrastructure, and paying ‘ransom’ demanded by cyber extortionists, among other potential exposures, such as business interruption expenses. Our new white paper, “Protecting Against #Cyberfail: Small Business and Cyber Insurance,” details how insurers are working to create coverage products to serve SMBs against these threats. https://bit.ly/2Al1BHr

Thank you to all who have served in our armed forces! #VeteransDay #Military

“How can I protect my small/midsize business from #cyberfail?” The latest I.I.I. white paper on #cyberinsurance has the answers. https://bit.ly/2Al1BHr #SMB

In observance of #VeteransDay and to honor our #military, I.I.I. offices will be closed on Friday, November 10.

Thought Leadership

I.I.I. News Wire

Insurers Increasingly Protect U.S. Businesses and Customers From Cyberattacks and Data Breaches

FOR IMMEDIATE RELEASE I.I.I. Press Office: (212) 346-5500; media@iii.org NEW YORK, October 30, 2017—More than half of U.S. Read More

The Road to Recovery: Three Important Steps California Wildfire Victims Need to Know to Get the Claims Process Started

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org California Press Office: (707) 490-9365; janetr@iii.org   SACRAMENTO, CALIFORNIA, October 17, 2017 — Insurance adjusters, catastrophe personnel and mobile claim centers have been deployed to staging areas in Norther… Read More

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Events Calendar

The Power of Food: José Andrés on Puerto Rico Relief Efforts
November
30
2017
Please join the Atlantic Council’s Adrienne Arsht Center for Resilience and the Adrienne Arsht Latin America Center on Thursday, November 30 from 2:00 – 3:00 pm at the Atlantic Council for a talk with José Andrés about #ChefsForPuertoRico and their work on the island.  Chef Andrés will share his first-hand insights on building community resilience in Puerto Rico, lessons learned for future disasters, and how organizations like World Central Kitchen can help strengthen communities throughout the Caribbean and Latin America.  Event website 
Joint Industry Forum 2018: Leading Through Disruption
January
16
2018
As the first event of the insurance year, the Insurance Information Institute’s annual Joint Industry Forum brings together business and thought leaders from commercial and personal lines insurance companies, industry trade associations, top brokers and service companies and regulatory agencies. The Forum serves as a summit for the key figures who are driving innovation and value creation in their respective organizations, offering access to invaluable information for industry leaders. (Marriott Marquis; New York, NY) Event website 
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