Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
A world without TRIA: Incalculable risk

The Terrorism Risk Insurance Act (TRIA) expires at the end of 2020 but insurers are already grappling with the possibility of a world without TRIA. While the private market for terrorism insurance has grown, there are doubts whether the industry can write terrorism insurance without a federal backstop.  

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New and Trending

Homeowners + Renters Insurance How to create a home inventory

In the event of a fire or other disaster, would you be able to remember all your possessions? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses and help you purchase the correct amount of insurance.

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Insight + Analysis

Insurance rating variables: What they are and why they matter

Rating variables are an indispensable tool for setting the cost of insurance and restricting their use can have unintended consequences, according to a new paper released jointly by the Casualty Actuarial Society (CAS) and the Insurance Information Institute.

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I.I.I. Glossary

COMMUNITY RATING LAWS- Enacted in several states on health insurance policies. Insurers are required to accept all applicants for coverage and charge all applicants the same premium for the same coverage regardless of age or health. Premiums are based on the rate determined by the geographic region’s health and demographic profile.

WRAP-UP INSURANCE- Broad policy coordinated to cover liability exposures for a large group of businesses that have something in common. Might be used to insure all businesses working on a large construction project, such as an apartment complex.

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Thought Leadership

I.I.I. News Wire

I.I.I. To Salute Resiliency Innovators at 2019’s InsureTech Connect Conference

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, September 20, 2019—The Resiliency Innovation Challenge will conclude on Wednesday, Sept. Read More

I.I.I., University of Pennsylvania Announce Winning Teams in 2nd Annual Hack-for-Resilience

For immediate release New York Office: (212) 346-5500; media@iii.org    NEW YORK, September 17, 2019—Four student entries were given top honors this month at a competition aimed at improving individual and community resilience to natural disasters and co-sponsored by the Insurance Informat… Read More

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Events Calendar

Insuretech Connect Conference
September
23
2019
Location: Las Vegas, NV; Website
NAMIC’s 124th Annual Convention
September
23
2019
Location: National Harbor, MD; Website
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