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Disasters + Preparedness How to weather-proof your home

Standard homeowners policies will cover most disasters that result from a freeze—but when the weather outside is frightful, it's better to minimize the potential risks. Here's how.

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New and Trending

Auto Insurance Driving in winter? Be prepared and stay safe

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

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Insight + Analysis

Fighting wildfires with innovation

The 2017 and 2018 wildfire seasons were a catastrophic shock to communities, legislators, and insurance companies. This paper discusses some of the ways in which insurers are educating their customers about wildfire risks, with the goal of creating resilient communities in high-risk areas and fostering the development of new tools and techniques to help build a more wildfire-resilient world.

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I.I.I. Glossary

RENTERS INSURANCE- A form of insurance that covers a policyholder’s belongings against perils such as fire, theft, windstorm, hail, explosion, vandalism, riots, and others. It also provides personal liability coverage for damage the policyholder or dependents cause to third parties. It also provides additional living expenses, known as loss-of-use coverage, if a policyholder must move while his or her dwelling is repaired. It also can include coverage for property improvements. Possessions can be covered for their replacement cost or the actual cash value that includes depreciation.

SURPLUS LINES- Property/casualty insurance coverage that isn’t available from insurers licensed in the state, called admitted companies, and must be purchased from a non-admitted carrier. Examples include risks of an unusual nature that require greater flexibility in policy terms and conditions than exist in standard forms or where the highest rates allowed by state regulators are considered inadequate by admitted companies. Laws governing surplus lines vary by state.

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Thought Leadership

I.I.I. News Wire

I.I.I.: Hurricane Dorian and Tropical Storm Imelda Were The 2019 Atlantic Hurricane Season’s Most Damaging U.S. Storms

For immediate release New York Press Office: (212) 346-5500; media@iii.org  NEW YORK, November 26, 2019 -- The 2019 Atlantic hurricane season is about to conclude with 18 named storms, six hurricanes and three major hurricanes (Category 3 or higher), according to the Insurance Informa… Read More

I.I.I. Taps 15 New Non-Resident Scholars to Broaden Its Areas of Expertise

For immediate release I.I.I. Read More

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Events Calendar

2020 Joint Industry Forum
January
16
2020
Location: New York, NY;  Website
National Earthquake Conference
March
04
2020
Location: San Diego, CA; Website
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