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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Homeowners + Renters Insurance 14 things to consider before buying a home

When house hunting, many factors come into play before purchase, such as neighborhood, school district and pricetag. But before you close the deal, read our guide on how to think through all the costs associated with owning a home, and how to protect your investment.


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Other Insurance Topics Special event insurance

Special event insurance is designed to provide financial protection if you have to cancel or postpone a gathering due to natural disasters that are outside of your control. Though most often thought of in relation to weddings, it can be used to cover any occasion that might require a significant financial outlay.


Insight + Analysis

Insurance Innovation Learning Experience Webinar and Workshop

This two-part program from the Insurance Information Institute and Innovator's Edge—consisting of an online webinar and a live innovation workshop—will provide attendees with actionable information and guidance on best practices for innovation. Register

I.I.I. Glossary

INCURRED BUT NOT REPORTED LOSSES / IBNR- Losses that are not filed with the insurer or reinsurer until years after the policy is sold. Some liability claims may be filed long after the event that caused the injury to occur. Asbestos-related diseases, for example, do not show up until decades after the exposure. IBNR also refers to estimates made about claims already reported but where the full extent of the injury is not yet known, such as a workers compensation claim where the degree to which work-related injuries prevents a worker from earning what he or she earned before the injury unfolds over time. Insurance companies regularly adjust reserves for such losses as new information becomes available.

INSURANCE REGULATORY INFORMATION SYSTEM / IRIS- Uses financial ratios to measure insurers’ financial strength. Developed by the National Association of Insurance Commissioners. Each individual state insurance department chooses how to use IRIS.

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"#Telematic devices help a #driver monitor their own driving behavior and that leads to better drivers," Lynne McChristian of I.I.I. said. "Studies have indicated that the #crash rates fell between 20 & 30% in #cars monitored via telematics." via Cars.com State Farm Hyundai

For over 50 years, the costliest #losses were: #HurricaneKatrina, the #earthquake/ #tsunami in Japan and #HurricaneSandy. For more information, purchase our #FactBook2018 here:

#Teendrivers reported 55% fewer handheld #phone conversations in states where handheld calling bans were in place for all drivers. To learn more about #distracteddriving during #DDAM, click here: NHTSA Nationwide Children's Hospital Journal of Adolescent Research

While use of drones in the #insurance industry “has been rolling out for quite some time,” Lynne McChristian of I.I.I. said it hit its stride in 2017 amid multiple #naturaldisasters, from #hurricanes to #wildfires to #hailstorms to #flooding. via Naples Daily News

Be sure to download our newly released #FactBook2018 with the latest information regarding the #insurance industry. Click here to download:

Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY: I.I.I. Can Provide Information On Insurance Issues Raised By This Week’s Wildfires In Colorado, Kansas, Oklahoma, And Texas

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org Kim Kirchner, Coburn Communciation: (212)-536-9837; Kim.Kirchner@coburnww.com   New York, April 20, 2018—Thousands of residents and firefighters in four U.S. Read More

Insurance Information Institute Releases 2018 Fact Book

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   NEW YORK, April 11, 2018 – Known for offering the latest qualitative figures and developments within the insurance industry, the Insurance Information Institute (I.I.I.) has published its… Read More

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Events Calendar

IPRC Spring Meeting
The spring meeting of the Insurers Public Relations Council (IPRC) on May 8-9, 2018 in Chicago, IL.
I.I.I. and Insurance Thought Leadership (ITL) Webinar
The Insurance Information Institute and Innovator's Edge present an interactive learning experience for C-suite executives who would benefit from a proven approach to insurance innovation success. This two-part program—consisting of an online webinar and a live innovation workshop—will provide attendees with actionable information and guidance on best practices for innovation.
Register today for the webinar and plan to attend the live innovation workshop.
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