Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
I.I.I. quarterly P/C industry economic snapshot

This report examines what key leading economic indicators show for the P/C industry, and also includes a deep dive into personal auto plus a special section on how and where political risk insurance is growing.

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New and Trending

Homeowners + Renters Insurance Understanding the insurance claims payment process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.

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Insight + Analysis

Insurance Industry 2018 - Commentary on year-end financial results

For the U.S. property/casualty (P/C) insurance industry, 2018 was a year of unusual experience. Results were good in comparison with 2017—but 2017 was a horrible year. Premiums, investment income and profits rose, buoyed by a surprisingly strong U.S. economy, but interest rates sagged, and fears of a looming recession grew.

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I.I.I. Glossary

ALLIED LINES- Property insurance that is usually bought in conjunction with fire insurance; it includes wind, water damage and vandalism coverage.

ADVERSE SELECTION- The tendency of those exposed to a higher risk to seek more insurance coverage than those at a lower risk. Insurers react either by charging higher premiums or not insuring at all, as in the case of floods. (Flood insurance is provided by the federal government but sold mostly through the private market.) In the case of natural disasters, such as earthquakes, adverse selection concentrates risk instead of spreading it. Insurance works best when risk is shared among large numbers of policyholders.

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Thought Leadership

I.I.I. News Wire

I.I.I. Offers Guidance to Texans, Louisianans As Tropical Storm Barry Approaches

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, July 11, 2019 — Tropical Storm Barry has the potential to cause property damage along the Gulf Coast which is covered under different insurance policies, according to the Insurance Information Institute (I.I.I.… Read More

Mark Friedlander Appointed as I.I.I.’s Florida Communications Consultant

For immediate release New York Press Office: (212) 346-5500; media@iii.org JACKSONVILLE, Fla., July 10, 2019—Mark Friedlander, a seasoned insurance industry communications and marketing leader, has been appointed as the Insurance Information Institute's (I.I.I.) new Florida-based communica… Read More

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Events Calendar

APCIA Annual Western Region Conference
July
24
2019
Location: Hollywood, CA; Website
CIAB – Insurance Leadership Forum
October
04
2019
The Insurance Leadership Forum is the industry’s premier marketplace meeting for the commercial property/casualty industry’s top-tier broker executives and their carrier partners. Location: Colorado Springs, CO; Website
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